NEW INDEPENDENT BANCSHARES, INC. AND SUBSIDIARY Notes to the Consolidated Financial Statements
NOTE 4. LOANS( Continued)
Nonaccrual Disclosures
The following table is a summary of the Company ' s nonaccrual loans by major categories as of |
December 31: |
Nonaccrual |
Nonaccrual |
Total |
Loans with No |
Loans with an |
Nonaccrual |
Allowance |
Allowance |
Loans |
|
2025 |
|
Real Estate Loans |
1-4 Family- Closed- First Liens Sec. by Owner-Occ Nonfarm Nonres
Commercial Commercial and Industrial Loans
Installment Automobile Other Consumer Loans
Total Nonaccrual Loans
$ 129,747 2,543,255
-
- 127,350
$ 2,800,352
$ 77,529
$
-
606,721
199,156-
883,406
$ 207,276 2,543,255
606,721
199,156 127,350
$ 3,683,758
|
Real Estate Loans 1-4 Family- Closed- First Liens Sec. by Owner-Occ Nonfarm Nonres
Commercial Commercial and Industrial Loans
Installment Automobile
Total Nonaccrual Loans
|
$ 127,001 2,488,517
387,491
39,541 $ 3,042,550
|
$
2024
$--
-
--
|
$ 127,001 2,488,517
387,491
39,541 $ 3,042,550
|
The following table represents the accrued interest receivable written off by reversing interest income during the year ended December 31:
2025 2024
Real Estate Loans 1-4 Family- Closed- First Liens
Commercial Non-Real Estate Commercial and Industrial Loans Lease Financing Receivables
Installment Automobile Other Consumer Loans
Total Accrued Interest Receivable Reversed
$ 14,947
$
10,691 1,709
12,155 2,317 41,819
$ 65
$
15,117-
6,324 244
21,750
40 | 2025 NWSB Annual Report