NEW INDEPENDENT BANCSHARES, INC. AND SUBSIDIARY Notes to the Consolidated Financial Statements
NOTE 4. LOANS( Continued)
The following tables presents the Company ' s recorded investment in loans by credit quality indicators as of December 31, 2025 Special
Non-Coded Pass Mention Substandard Total
Real Estate Loans 1-4 Family Construction Other Construction and Land Farm Land 1-4 Family Revolving 1-4 Family Closed- 1st Liens 1-4 Family Closed- JR Liens Sec. by Multifamily Residential Sec. by Own-Occ. Nonfarm Nonres. Sec. by Other Nonfarm Nonres.
Commercial Non-Real Estate Ag. Production and Other Farm Commercial and Industrial Public Funds Lease Financing Receivables
Installment Automobile Other Consumer Loans
Total Loans
$- $ 13,759,083 $-- 53,382,377-
-
71,774
---
436,866 6,096,925
127,350
369,984
$ 13,759,083
8,143,288-
- 8,143,288
- 13,821,323-- 39,454,210
71,923,665 26,316,239
309,292
603,101 34,648,608 110,028
$ 1,111,741
- 16,738,014 101,725,394
-
-
513,788 692,407
65,856 56,780 $ 3,969,973
$-
-
53,382,377
1,110,951 103,805,626
$ 5,119,276
16,788,014
13,821,323 39,454,210
64,595,765 1,261,069 2,761,804 68,690,412- 40,272,533 999,951- 41,272,484
- 1,556,261-
$ 492,742,977
50,000 969,281
---
-
--
-
1,556,261 73,129,860 26,316,239
436,642
35,731,721 6,656,427
$ 502,943,967
Real Estate Loans 1-4 Family Construction Other Construction and Land Farm Land 1-4 Family Revolving 1-4 Family Closed- 1st Liens 1-4 Family Closed- JR Liens Sec. by Multifamily Residential Sec. by Own-Occ. Nonfarm Nonres. Sec. by Other Nonfarm Nonres.
Commercial Non-Real Estate Commercial and Industrial Public Funds Other
Installment Automobile Personal
Total Loans
2024
$ |
- |
$ 13,336,079 |
$ |
- |
$ |
- |
$ 13,336,079 |
|
- |
39,339,527 |
|
- |
|
- |
39,339,527 |
|
- |
5,452,982 |
|
- |
|
- |
5,452,982 |
|
- |
13,817,738 |
|
148,980 |
|
- |
13,966,718 |
|
- |
63,921,894 |
|
571,448 |
|
1,032,701 |
65,526,043 |
|
- |
13,742,018 |
|
- |
|
- |
13,742,018 |
|
- |
29,353,080 |
|
- |
|
- |
29,353,080 |
|
- |
62,555,539 |
|
1,038,398 |
|
452,351 |
64,046,288 |
|
- |
25,753,939 |
|
999,952 |
|
2,488,518 |
29,242,409 |
|
- |
65,675,137 |
|
1,066,607 |
|
717,703 |
67,459,447 |
|
- |
24,565,331 |
|
- |
|
- |
24,565,331 |
|
- |
639,626 |
|
- |
|
- |
639,626 |
|
|
|
|
|
|
|
- |
|
755,856 |
37,076,849 |
|
128,732 |
|
103,751 |
38,065,188 |
|
133,527 |
4,278,458 |
|
26,957 |
|
52,494 |
4,491,436 |
$ |
889,383 |
$ 399,508,197 $ |
3,981,074 |
$ |
4,847,518 $ 409,226,172 |
2025 NWSB Annual Report | 39