Table of Contents
Board of Directors & Officers.............................................. 4 Letter from Alan Applegate............................................... 5 Letter from Pat Daily..................................................... 6 Letter from Syd Whitlock................................................. 7 New Hires............................................................... 8 Retirements............................................................. 8 Medora................................................................. 9 Community Events.................................................... 10-11 Audited Financial Statements and Index................................. 12-13 Independent Auditor’ s Report.......................................... 14-15 Consolidated Balance Sheets.............................................. 16 Consolidated Statements of Income.................................... 17-18 Consolidated Statements of Comprehensive Income......................... 19 Consolidated Statements of Changes In Stockholders’ Equity................ 20 Consolidated Statements of Cash Flows................................. 21-22 Notes to Financial Statements......................................... 23-54 Supplementary Information........................................... 55-57 Axiom Partnership................................................... 58-59
PEOPLE YOU KNOW WHEREVER YOU GO.
Relationship Development Officer, JAY MOTSINGER
NOW OPEN IN FLOYDS KNOBS
PEOPLE YOU KNOW WHEREVER YOU GO.
APRIL WILKERSON,
NMLS # 1614101, Relationship Development Officer
CLAYTON WILKERSON, Loan Officer
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2025 NWSB Annual Report | 3