NWSB Annual Report 2025 | Page 16

NEW INDEPENDENT BANCSHARES, INC. AND SUBSIDIARY
Consolidated Balance Sheets December 31,
Assets Cash and Due from Banks Federal Funds Sold Interest-Bearing Time Deposits in Other Banks Investment Securities Loans: Loans Less: Allowance for Credit Losses Net Loans FHLB Stock- Restricted Premises and Equipment Operating Lease Right-of-use Assets Bank-Owned Life Insurance Accrued Interest Receivable Core Deposit Intangible Goodwill Deferred Tax Assets Other Assets
Total Assets
2025 2024
$
51,106,914
$
27,904,306
1,236,669
233,402
200,000
100,000
164,404,579
116,202,420
$
502,943,967
409,226,172
( 6,542,330)
( 4,484,196)
496,401,637
404,741,976
1,165,500
810,000
10,157,930
7,638,674
4,368,403
3,911,861
18,597,242
14,164,384
3,394,281
2,644,608
1,820,089
-
6,025,029
-
3,113,513
4,082,674
1,125,293
743,761
763,117,079
$
583,178,066
Liabilities
Deposits: Noninterest-bearing Deposits Interest-bearing Deposits Total Deposits Other Borrowings Subordinated Debt Operating Lease Liabilities Reserve for Unfunded Commitments Accrued Interest and Other Liabilities
Total Liabilities
$
135,053,343
$
107,675,201
544,798,362
409,814,577
679,851,705
517,489,778
9,625,000
-
10,000,000
10,000,000
4,448,553
3,968,472
571,944
568,536
4,058,641
1,275,909
708,555,843
533,302,695
Stockholders ' Equity Common Stock Surplus Retained Earnings Accumulated Other Comprehensive Loss
Total Stockholders ' Equity
2,577,410 11,736,797 50,046,024( 9,798,995) 54,561,236
2,577,410 11,736,797 48,761,351( 13,200,187) 49,875,371
Total Liabilities and Stockholders ' Equity See accompanying notes.
$
763,117,079
$
583,178,066
16 | 2025 NWSB Annual Report